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Human Capital, Education and Unemployment

Human capital formation, market vs non-market activities, disguised unemployment, HDI.

Human Capital, Education and Unemployment

People as Resource

What you'll learn

  • Why people are an economic resource — not just mouths to feed.
  • Human capital — how education and health turn people into productive assets.
  • Economic activities: market and non-market; paid and unpaid work.
  • Quality of population — literacy, health, skill as drivers of development.
  • Unemployment — types and impact on India.

Key concepts

People as resource

  • Population is often seen as a burden (more people = more demand on resources).
  • Alternative view: people are a resource — their labour, skills, creativity produce goods and services.
  • Human resource = people with education, skills, and good health who contribute to the economy.
  • Just as a country needs physical capital (machines, roads), it needs human capital.

Human capital formation

Human capital = the stock of skills, knowledge, and health embodied in a person.

Investment in human capital:

InvestmentHow it builds human capital
EducationImproves knowledge, skills, earning capacity
HealthHealthy workers are more productive; less absenteeism
On-the-job trainingSkill development while working
MigrationMoving to better opportunities builds experience
InformationAccess to market/job information improves decisions

Economic activities

TypeFeaturesExamples
Market activitiesProduce goods/services sold for money; included in GDPFactory work, teaching in private school, trading
Non-market activitiesProduce goods/services for own use; NOT counted in GDPA farmer growing food for family, a woman cooking at home

Important: housework, caregiving, subsistence farming are economically valuable but invisible in national accounts. Women do most of this unpaid work.

Quality of population

IndicatorIndia's position
Literacy rate74% (Census 2011); men 82%, women 65%
Life expectancy~69 years (2020)
Infant mortality rate30 per 1000 live births (2019)
Skill levelLarge but largely low-skilled workforce

Higher quality population → more productive → higher GDP growth.

Educated population — the multiplier effect

  • Educated people earn more → spend more → boost economy.
  • Better decisions: smaller families, healthier children, higher savings.
  • India's IT boom (1990s–2000s): driven by English-speaking, technically educated workforce → global outsourcing hub.

Unemployment in India

Unemployment = when people willing and able to work cannot find work.

Types

TypeDefinitionExample
Open unemploymentPerson actively seeking work but finds noneUrban job-seeker
Disguised unemploymentMore workers than needed; marginal productivity of extra workers = 05 people doing work that needs 2; common in Indian agriculture
Seasonal unemploymentWork available only in certain seasonsAgricultural labour idle between harvests
Educated unemploymentDegree holders unable to find suitable jobs; mismatch between education and marketEngineering graduates unable to find engineering jobs

Why disguised unemployment is important

  • Widespread in Indian agriculture — families on small farms with too many members.
  • If 2 of 5 family members working on 1 acre moved to another job, farm output would NOT fall.
  • These people are "employed" but add no extra value → hidden unemployment.

Consequences of unemployment

  • Loss of income → poverty.
  • Talent and potential wasted.
  • Social problems: crime, frustration, migration.
  • Lower tax revenue → government has less to invest.

Sectors of the economy

SectorActivityWorkers
PrimaryAgriculture, fishing, mining, forestry~45% of Indian workers
SecondaryManufacturing, construction~25%
TertiaryServices — IT, banking, trade, transport, education~30%

India's challenge: shift workers from low-productivity primary to high-productivity secondary and tertiary sectors.

Role of education and health in development

  • Kerala model: high literacy (94%), low IMR, high life expectancy — achieved on modest income; proves investing in people pays off.
  • Punjab model: high income from agriculture but lagging on health/education indicators.
  • UNDP Human Development Index (HDI): ranks countries on income + education + health → India ranked 132/193 (2022).

Quick check

  • What is human capital? How is it different from physical capital?
  • Distinguish between market and non-market activities. Why does this matter for women?
  • What is disguised unemployment? Where is it common in India?
  • What is seasonal unemployment? Give one example.
  • Why is the quality of population important for economic development?

Open the Practice tab for graded questions on People as Resource.

Key Takeaways (TL;DR)

  • What you'll learn
  • Key concepts
  • Quick check

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